Loan Promotions

Our goal is your total satisfaction in your real estate buying and selling experiences.  We know that even with the purchase of a fantastic house, if you are not happy with the loan, you won’t be pleased with your purchase.  A recent study performed by the National Association of Realtors compiling feedback from homebuyers revealed that over 70% of homebuyers would choose to use the same contact for both their real estate and their mortgage lending needs if their agent could assist them with both.  At our company, we can!

Through our affiliation with Mortgage Loan Specialists, we have approvals with over 300 investors and banks.  We’re able to provide creative financing and solve complex mortgage lending challenges by teamworking with many large and niche lenders.  These include household names such as Countrywide, Washington Mutual and Chase Manhattan.  In fact, with many of these banks we can get you wholesale pricing on loans at interest rates even lower than what you would be offered when going in person to the local retail branch!

We are able to provide construction financing, 100% Non-Owner Occupied financing, "Pick-a-pay" & "Option ARM" financing, bridge financing, and many other forms of niche financing.  Just ask us about your particular scenario and we’ll be glad to give you a "no cost, no obligation" consultation.

Current promotions

FREE APPRAISAL: We’re currently offering to pay for the appraisal of your property in conjunction with your purchase or refinance (Up to $400 value) when you make your loan application with us before November 30th, 2005.  Click here to request more details!

SELL & REFINANCE: If you are contemplating selling your home, but want cashout now, use our SYSTEM!  As you may know, you cannot refinance your home while your home is listed for sale on the MLS.  But with our creative PRIVATE LISTING SYSTEM, YOU CAN!  You can get up to 80% (or more in some cases!) of the cash out of your home and still work on selling your house.  "What about the closing costs of the refinance??!"  Great question!  List your home with us and when we sell it, we’ll rebate you the costs of the refinance.  Simple!  Take advantage of the current high comparables and relatively low (but rising!) interest rates.  We know you want to sell - but getting most of the cash now may be exactly what you need to keep the process going.  We want to work creatively with you to satisfy your needs.

RE-FI ALERT SYSTEM: Do you own a portfolio of investment property?  If so, you probably also have a portfolio of stocks.  Doesn’t your stockbroker contact you periodically to give you a report on the results of your assets?  Managing and optimizing your debts (controlling your interest expenses) and your leverage in your real estate holdings is THE SAME!  Our Re-fi Alert System allows us to track your property values, LTV, FICO, DTI, and loan program promotions (especially at the end of a month!) allowing us to advise you on cashout refinancing.  Don’t waste any extra money in interest expense!  We place this information in our system and then contact you monthly to advise you "It’s not necessary to refinance".  Once our system hits an alert, however, we’ll contact you by phone email or cell phone text message to alert you!  Contact us for more information on how we are helping our investors save!

Detailed Loan Examples (check back frequently for updates!)

Last updated on 03/26/08

All Interest Rates are subject to changes in daily market conditions, credit scores, appraisals, and many other factors.  To determine your ability to qualify for the loans described, contact our offices for a "no risk, no obligation" evaluation of your personal profile and loan options.