Mortgage payments depend on the purchase price, down payment, loan type, interest rate, property taxes, insurance, and any applicable association fees. Use current figures from a qualified lender when comparing options.
Plan before you begin your search
If you are planning a purchase in San Diego County, contact San Diego House Hunting to discuss the local home-search process and the questions to consider alongside your financing plan.
Compare two monthly budgets
Write down the monthly principal and interest from each lender estimate. Add the estimated taxes, insurance and association dues, then compare the totals using the same down payment. Ask the lender which figures are fixed and which can change.